legal disclaimer

Legal Notices/Disclaimers/Terms & Conditions

This page set forth the conditions and terms under which the Lawrence A. Quilty Inc. provides the information contained on its website, as well as the terms and conditions governing your use of this site. By making use of our site, you agree to be bound by these terms and conditions. If you do not accept these terms and conditions, do not continue to use or access our site.

The Lawrence A. Quilty, Inc. make a reasonable effort to present accurate and reliable information on this site; however, they are not responsible for any errors in or omissions from the information contained in or accessed through this site, nor the timeliness of the information .

The information and descriptions contained in this site are intended as general information and are not necessarily complete descriptions of all terms, exclusion and conditions applicable to the products and services offered by Lawrence A. Quilty, Inc. or any insurance represented by the agency. The information contained throughout this web page is not an insurance policy or contract of insurance. Coverage and issues discussed are for the New York area and may not be applicable in other areas. The insurance coverage afforded by Lawrence A. Quilty, Inc. is subject to the terms and conditions of the policies issued.

The information contained in the Web site is not the policy itself and is designed only to briefly describe its’ contents. Each insurance company’s coverages may be different. For complete details and important exclusions please read the policy. It is also not to be deemed the rendering of legal or insurance advice. If legal advice is sought, contact an attorney. Please contact Lawrence A. Quilty, Inc. for insurance advice. No changes can be made or coverage bound via this web site, by e-mail, or answering service. To make any changes to your current policy or to bind coverage, please contact us at (845) 331-4761.

This site is provided for general information about all of the different types of insurance that the Lawrence A. Quilty, Inc. can offer through the companies that we represent. Coverage can NOT be bound for ANY type of insurance by electronic means through use of this site. Please contact us by e-mail if you have any questions about the terms under which this site is operated, or call us at (845) 331-4761 with any questions.

Information that is transmitted by e-mail over the internet is not secure and can be intercepted and read by other internet users. DO NOT use e-mail to send the Lawrence A. Quilty, Inc. private or confidential data about yourself or others. Additionally, Lawrence A. Quilty, Inc. will not use e-mail to transmit responses that contain private or confidential data on an individual.

Lawrence A. Quilty, Inc. does not warrant the accuracy, adequacy or completeness of the information and materials contained in this site and expressly disclaims liability for any errors or omissions in the information and materials. No warranty of any kind, implied, express or statutory, including but not limited to the warranties of non-infringement of third party rights, title, merchantability, fitness for particular purpose and freedom from compute virus, is given in conjunction with the information and materials contained in this site.

In no event will Lawrence A. Quilty. Inc., Its agents or employees, be liable for any damages, losses or other expenses arising in connection with this site or use thereof or inability to use by any party, or in connection with any failure of performance, error, omission, interruption, defect, delay in operation or transmission, computer virus or line or system failure, even if Lawrence A. Quilty, Inc., or its representatives, are advised of the possibility of such damages, losses or other expenses

Although this site includes links providing direct access to other Internet sites, the Lawrence A. Quilty, Inc take no responsibility for the content or information contained on those other sites, and does not exert any editorial or other control over those other sites.